Crypto has no helpdesk. Without a plan, your funds can disappear with you. This guide covers planning for your family and restoring wallets when something goes wrong. It is part of Crypto secrets. It is general information, not legal advice.

Passing on crypto without exposing it
  1. STEP 01
    List

    Record what you hold and which wallets, with no secrets.

  2. STEP 02
    Store

    Keep the backup secure, and record where it is kept.

  3. STEP 03
    Explain

    Write plain instructions for a non-technical reader.

  4. STEP 04
    Test

    Walk through the plan, then review it every year.

Each piece is safe alone. Your family gets access only when the pieces come together.

Plan for your family

  1. Start with how to pass crypto to your family.
  2. Write a crypto inheritance letter, with no secrets in it.
  3. Read about crypto in a will: what lawyers need, and what they must not hold.

Your wider online life needs a plan too. See our guide to a digital legacy plan.

If you have inherited crypto

Take your time. Our guide for family members assumes no knowledge, and it starts with how to avoid scammers.

Restoring wallets

Keep your plan alive

Run a yearly backup health check. Backups fade, people move, and devices change.